Terms of Service

Last updated: January 15, 2026

Acceptance of Terms

Welcome to Faststory. These Terms of Service ("Terms") govern your use of the Faststory website, mobile applications, and services (collectively, the "Service") operated by Faststory LLC ("we," "us," or "our"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

These Terms constitute a legally binding agreement between you and Faststory. Please read them carefully before using our services. Your acceptance of these Terms creates a contract between you and Faststory LLC, a company registered in the Netherlands with registration number HBR134217.

Description of Service

Faststory provides online financial education services, including courses, educational content, tools, and resources designed to help individuals learn about personal finance, budgeting, saving, investing, and debt management. Our services are intended for educational purposes and do not constitute professional financial advice.

User Accounts and Registration

To access certain features of our Service, you must create an account. When creating an account, you agree to:

  • Provide accurate, current, and complete information
  • Maintain and update your information to keep it accurate and current
  • Keep your password secure and confidential
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

You must be at least 18 years old to create an account and use our services. We reserve the right to refuse service, terminate accounts, or cancel subscriptions at our sole discretion.

User Obligations

As a user of our Service, you agree to:

Permitted Use

  • Use the Service only for lawful purposes and in accordance with these Terms
  • Respect the intellectual property rights of Faststory and third parties
  • Provide honest and accurate information in all interactions
  • Maintain the confidentiality of your account credentials

Prohibited Activities

You agree not to:

  • Share your account access with others or create accounts for others without permission
  • Use the Service for any illegal or unauthorized purpose
  • Interfere with or disrupt the Service or servers connected to the Service
  • Attempt to gain unauthorized access to any part of the Service
  • Upload or transmit viruses, malware, or other harmful code
  • Harass, abuse, or harm other users
  • Impersonate any person or entity or misrepresent your affiliation
  • Collect or harvest personal information from other users
  • Use automated systems to access the Service without permission

Payment Terms and Subscriptions

Some of our services require payment. By purchasing a subscription or service, you agree to the following payment terms:

Subscription Fees

  • Subscription fees are billed in advance on a monthly or annual basis
  • All fees are non-refundable except as required by law or as specified in our refund policy
  • We reserve the right to change our pricing with 30 days' notice
  • You are responsible for all applicable taxes

Automatic Renewal

Subscriptions automatically renew at the end of each billing period unless cancelled. You can cancel your subscription at any time through your account settings or by contacting customer support.

Refund Policy

We offer a 30-day money-back guarantee for new subscriptions. Refund requests must be made within 30 days of the initial purchase. Refunds are processed within 5-10 business days.

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Faststory and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

User License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use the Service for your personal, non-commercial use. This license does not include the right to:

  • Resell or make commercial use of the Service
  • Download, copy, or distribute content except as specifically allowed
  • Modify or create derivative works based on the Service
  • Use any data mining, robots, or similar data gathering methods

Content Ownership

You retain ownership of any content you submit to the Service, but you grant us a worldwide, royalty-free license to use, modify, and distribute such content in connection with operating the Service.

Educational Nature and Disclaimers

Faststory provides educational content and tools for informational purposes only. Our services do not constitute professional financial, investment, tax, or legal advice. You should consult with qualified professionals before making financial decisions based on information provided through our Service.

No Investment Advice

We do not provide personalized investment recommendations or advice. Any information about investments, financial products, or strategies is for educational purposes only and should not be considered as recommendations for specific actions.

Results Disclaimer

While we strive to provide valuable educational content, we cannot guarantee specific financial results from using our services. Individual results may vary based on personal circumstances, market conditions, and other factors beyond our control.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the collection and use of your information as described in our Privacy Policy.

Limitation of Liability

To the fullest extent permitted by applicable law, Faststory shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

In no event shall Faststory's total liability to you for all damages, losses, and causes of action exceed the amount you have paid to Faststory in the twelve (12) months prior to the incident giving rise to liability.

Service Availability

We strive to maintain high service availability but cannot guarantee uninterrupted access. The Service may be temporarily unavailable due to maintenance, updates, or technical issues. We are not liable for any damages resulting from service interruptions.

Indemnification

You agree to defend, indemnify, and hold harmless Faststory, its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from your use of the Service, violation of these Terms, or infringement of any third party's rights.

Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including without limitation if you breach the Terms.

Effect of Termination

Upon termination, your right to use the Service will cease immediately. If you wish to terminate your account, you may simply discontinue using the Service and cancel your subscription. All provisions of the Terms which by their nature should survive termination shall survive termination.

Data Retention

Following account termination, we may retain certain information as required by law or for legitimate business purposes, as outlined in our Privacy Policy.

Governing Law

These Terms shall be interpreted and governed by the laws of the Netherlands, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts of the Netherlands.

European Union Rights

If you are a consumer residing in the European Union, you may have additional rights under EU consumer protection laws that cannot be waived by contract.

Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms.

Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service.

Contact Information

If you have any questions about these Terms of Service, please contact us:

For general inquiries, you can reach us at contact@faststory.top.